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  <!-- ===================== CORE ===================== -->
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    <lastmod>2025-06-22</lastmod>
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  <!-- ===================== TOOLS ===================== -->
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  <!-- ===================== CATEGORIES ===================== -->
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  <!-- ===================== COMPARE ===================== -->
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    <loc>https://smart-ai-tools-hub.online/compare/</loc>
    <lastmod>2025-06-22</lastmod>
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  <!-- ===================== BLOG ===================== -->
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  <!-- ===================== AUTHORS ===================== -->
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    <loc>https://smart-ai-tools-hub.online/authors/james-chen/</loc>
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  <!-- ===================== TRUST / INFO PAGES ===================== -->
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  <!-- ===================== LEGAL (indexable — trust signals) ===================== -->
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